Terms &
conditions.

1. Acceptance of terms

By accessing this website you agree to these Terms & Conditions. If you do not agree, please do not use the site.

Umbral Group may update these terms at any time. The version published on this page is the one in force.

2. About this website

This website presents the corporate identity and general activities of Umbral Group and the companies within its structure. Its content is informational and does not constitute an offer, solicitation, or professional advice of any kind.

Descriptions of companies and activities are provided for general context. Specific engagements, if any, are governed by separate written agreements.

3. Intellectual property

All content on this website — including text, design, imagery, and the Umbral name and mark — is the property of Umbral Group or its licensors and is protected by applicable intellectual property laws.

You may not reproduce, distribute, or create derivative works from any part of this site without prior written permission.

4. No warranties

This website and its content are provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness, or fitness for a particular purpose.

5. Limitation of liability

To the fullest extent permitted by law, Umbral Group and its affiliated companies shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of, or inability to use, this website.

6. Third-party links

This site may reference or link to external resources. Umbral Group does not control and is not responsible for the content or practices of third-party sites.

7. Governing law

These terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any dispute arising from the use of this site shall be subject to the exclusive jurisdiction of the courts located in New York County, New York.